AI Against Fraud: EveryMatrix Launches Bonus Guardian to Counter Criminal Networks

The world of online gambling is facing a new wave of highly professional attacks. Criminal networks are increasingly using advanced AI models to systematically exploit casino bonus offers. Between 2022 and 2024, the sector saw fraud cases increase by an average of 64% per year, according to data from Sumsub. In particular, the abuse of promotional programs has become an existential threat to operator profitability, as automated systems and synthetic identities often easily bypass traditional security mechanisms.

EveryMatrix is responding to this development with the launch of Bonus Guardian. This tool was brought to market in late 2025 to close the technological gap with fraudsters. It is not a classic rule-based system, but a learning intelligence that dives deep into user behavior patterns. The platform was developed in close collaboration between AI specialists, CRM professionals, and casino experts to balance security with a smooth player experience.

Numbers and facts

The statistical dimensions of the problem are alarming. The Sumsub iGaming Fraud Report 2026 shows that bonus abuse now accounts for nearly two-thirds of all fraud in the sector. Particularly startling is the jump in suspicious transactions: between the first quarters of 2025 and 2026, there was a 350% increase. The average value of these suspicious transactions nearly doubled to over €6,000. A survey by LexisNexis in March 2026 supports this, with 78% of North American operators ranking bonus abuse as the current top threat.

Tetiana Dychenko, Chief Technical Officer, Casino at EveryMatrix, explains the need for the new approach:

"Bonus Guardian was developed in response to a clear industry challenge. Bonus abuse has evolved far beyond what manual reviews and static rule-based systems can effectively address. As organised fraud groups began using AI, automation and sophisticated behavioural tactics to exploit promotions, EveryMatrix recognised that operators needed a purpose-built solution." - Tetiana Dychenko, CTO Casino at EveryMatrix

Background

Bonus Guardian is directly embedded in EveryMatrix’s EngageSuite and monitors the entire lifecycle of a promotion. The system starts checking campaign structures for vulnerabilities even before they launch. Once the promotion is live, the AI analyzes hundreds of signals simultaneously. These include deposit patterns, wagering progression, session activity, and even withdrawal request patterns. The goal is to find links between seemingly independent accounts that suggest criminal rings.

A significant advantage is the flexibility of the response. Instead of blanket account bans, which often mistakenly hit honest customers, the tool allows for proportionate responses. Operators can, for example, introduce additional wagering requirements or hold withdrawals for manual review when moderate risk is detected. This protects the marketing budget, as according to EveryMatrix, about 10% to 15% of bonus spend is lost to fraudsters through so-called "leakage."

Why it matters for German players

For players in Germany registered with operators holding a license from the Gemeinsame Glücksspielbehörde der Länder (GGL), the use of such technologies provides indirect security. In Germany, the market is strictly regulated by the 2021 State Treaty on Gambling. Measures like the €1,000 monthly deposit limit via the LUGAS system and the €1 per spin stake limit on online slots restrict gameplay but also minimize the attractiveness for professional fraud rings. Nevertheless, protecting one's identity remains important. Tools like Bonus Guardian prevent criminal networks from obtaining bonuses through identity theft, which ultimately allows legal casinos to maintain more attractive and fairer bonus offers for genuine customers.

What it means for GGL-licensed casinos

German licensees must meet extremely high requirements for player protection and fraud prevention. Integrating AI-powered systems like Bonus Guardian helps these providers support strict KYC (Know Your Customer) processes without unnecessarily slowing down the registration process for the customer. In an environment where taxes and regulatory costs are rising, avoiding a 10-15% loss due to bonus theft is a critical factor for economic stability. The GGL whitelist ensures that only providers who take such security standards seriously are operating, in contrast to dubious MGA or Curacao casinos that are often less robustly protected against organized fraud.